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0;border-color:#fff6}.btn-outline-light:hover{color:#fff;background:#ffffff14;border-color:#fff}.card{background:#fff;border:1px solid #e4edf0;border-radius:20px;padding:28px;transition:transform .3s cubic-bezier(.2,.75,.25,1),box-shadow .3s,border-color .3s;box-shadow:0 14px 35px -27px #10354261}.card:hover{border-color:#aac8d3;transform:translateY(-6px);box-shadow:0 25px 50px -28px #10354275}.icon-badge{color:#103542;background:#f1f8fa;border:1px solid #dfebef;border-radius:14px;place-items:center;width:52px;height:52px;display:grid}.icon-badge.dark{color:#c4dae2;background:#ffffff12;border-color:#ffffff1f}.pill{background:var(--brand-50);color:var(--brand-700);border:1px solid #ddecf2;border-radius:999px;align-items:center;gap:7px;padding:5px 12px;font-size:.85rem;font-weight:600;display:inline-flex}.pill.muted{color:var(--muted);border-color:var(--line);background:#f1f7f9}.nav.scrolled{background:#fffffff5;box-shadow:0 12px 32px -24px #0b28338c}.brand-mark{background:linear-gradient(135deg, var(--brand), var(--brand-600));color:#fff;border-radius:11px;place-items:center;width:36px;height:36px;font-size:1.02rem;font-weight:800;display:grid;position:relative;box-shadow:0 6px 14px -6px #c9992fb3}.brand-mark:after{content:"";background:var(--accent);border:2px solid #fff;border-radius:50%;width:10px;height:10px;position:absolute;top:-3px;right:-3px}.dropdown{border:1px solid var(--line);opacity:0;visibility:hidden;background:#fff;border-radius:16px;min-width:290px;padding:10px;transition:opacity .18s,transform .18s,visibility .18s;position:absolute;top:calc(100% + 10px);left:0;transform:translateY(8px);box-shadow:0 24px 50px -16px #0f232a38}.hero{background:radial-gradient(900px 420px at 12% -10%, #c9992f1f, transparent 55%), radial-gradient(700px 360px at 95% 8%, #163c4a1a, transparent 55%), var(--surface);border-bottom:1px solid var(--line);position:relative;overflow:hidden}.hero h1 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span{font-family:var(--sans);color:#94aeb8;letter-spacing:-.01em;font-size:1.02rem;font-weight:700}.section--dark .stat b{color:#fff}.section--dark .stat span{color:#94aeb8}.step .step-num{background:var(--brand-50);width:44px;height:44px;color:var(--brand-700);font-family:var(--sans);border:1px solid #ddecf2;border-radius:13px;place-items:center;margin-bottom:16px;font-size:1.1rem;font-weight:800;display:grid}.step:not(:last-child):after{content:"";background:repeating-linear-gradient(90deg,#cbdbe1 0 6px,#0000 6px 12px);height:2px;position:absolute;top:30px;left:58px;right:-12px}.feature-row .fr-icon{background:var(--brand-50);width:46px;height:46px;color:var(--brand-600);border:1px solid #ddecf2;border-radius:13px;flex:none;place-items:center;display:grid}.media-frame{border-radius:var(--radius-lg);border:1px solid var(--line);box-shadow:var(--shadow);background:#fff;padding:26px}.media-frame.brand{background:linear-gradient(145deg,#fff 0%,#f4f8fa 100%);border-color:#e4edf0;box-shadow:0 24px 55px -34px #10354273}.phone{background:var(--dark);border-radius:30px;width:250px;margin:0 auto;padding:12px;box-shadow:0 30px 60px -20px #0f232a73}.phone .screen{background:#fff;border-radius:22px;overflow:hidden}.phone .ph-head{background:linear-gradient(135deg, var(--brand), var(--brand-600));color:#fff;padding:18px 16px 22px}.phone .ph-line{background:#e2ecf0;border-radius:6px;height:10px;margin-bottom:10px}.check-list li{border:1px solid var(--line);background:#fff;border-radius:12px;align-items:flex-start;gap:12px;padding:14px 16px;display:flex}.check-list li svg{color:#fff;background:var(--brand);border-radius:50%;flex:none;width:22px;height:22px;padding:4px}.doc-block{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:24px}.doc-chip{background:var(--brand-50);color:var(--brand-700);border:1px solid #ddecf2;border-radius:12px;align-items:center;gap:10px;padding:12px 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input[type=range]::-moz-range-track{background:#e2ecf0;border-radius:999px;height:8px}.calc-result{background:linear-gradient(160deg, var(--brand) 0%, var(--dark) 100%);border:1px solid var(--brand-600);text-align:center;border-radius:18px;padding:28px;position:relative;overflow:hidden;box-shadow:0 30px 60px -24px #0b1a208c}.calc-result:before{content:"";background:radial-gradient(circle,#c9992f47,#0000 70%);border-radius:999px;width:200px;height:200px;position:absolute;top:-70px;right:-70px}.calc-result .cr-label{color:#a9c3cc;font-size:.85rem;font-weight:600;position:relative}.calc-result .cr-emi small{color:#a9c3cc;-webkit-text-fill-color:#a9c3cc;font-size:.95rem;font-weight:600}.calc-result .cr-rows div{color:#cbdbe1;border-bottom:1px dashed #ffffff24;justify-content:space-between;padding-bottom:8px;font-size:.9rem;display:flex}.calc-result .cr-rows b{font-family:var(--sans);color:#fff}.calc-result .btn-primary{background:linear-gradient(135deg, var(--gold-bright) 0%, var(--accent) 100%);color:var(--brand-700);position:relative;box-shadow:0 12px 24px -10px #c9992f8c}.calc-note{color:#94aeb8;margin-top:14px;font-size:.77rem;position:relative}.tcard .who .av{width:44px;height:44px;font-family:var(--sans);color:#fff;background:linear-gradient(135deg, var(--brand), var(--brand-600));border-radius:50%;flex:none;place-items:center;font-weight:700;display:grid}.faq-item{border:1px solid var(--line);background:#fff;border-radius:14px;transition:box-shadow .2s,border-color .2s;overflow:hidden}.faq-item.open .fq-ico{background:var(--brand);color:#fff;transform:rotate(45deg)}.cta-banner{background:radial-gradient(700px 320px at 85% -20%, #163c4a40, transparent 60%), linear-gradient(135deg, var(--brand-700), var(--brand-600));border-radius:var(--radius-lg);color:#fff;text-align:center;padding:60px;position:relative;overflow:hidden}.cta-banner h2{color:#fff}.page-hero{background:radial-gradient(700px 340px at 82% -30%,#d6a72c2e,#0000 62%),linear-gradient(135deg,#081e26 0%,#103542 58%,#184a5c 100%);border-bottom:0;padding:48px 0 54px;position:relative;overflow:hidden}.page-hero .breadcrumb{color:#8fa9b2}.page-hero .breadcrumb a{color:#aec4cc}.page-hero h1{color:#fff;letter-spacing:-.035em;max-width:820px;margin-top:14px;font-size:clamp(2rem,4vw,3.15rem)}.page-hero p{color:#bdd3db;max-width:720px;margin-top:8px;font-size:1.02rem}.page-hero .btn-primary{color:#173844;background:linear-gradient(135deg,#efd277,#d6a72c);box-shadow:0 15px 32px -14px #d6a72cb8}.page-hero .btn-primary:hover{color:#103542}.page-hero .btn-ghost{color:#fff;background:#ffffff12;border-color:#fff3;box-shadow:inset 0 1px #ffffff12}.page-hero .btn-ghost:hover{color:#fff;background:#ffffff1c;border-color:#efd27780}.aside-card{background:var(--brand-50);border-radius:var(--radius);border:1px solid #ddecf2;padding:24px;position:sticky;top:92px}.about-spotlight{border:1px solid var(--line);box-shadow:var(--shadow-sm);background:#fff;border-radius:16px;align-items:center;gap:14px;padding:16px 18px;display:flex}.about-spotlight__mark{background:linear-gradient(135deg, var(--brand), var(--brand-600));color:#fff;width:48px;height:48px;font-family:var(--sans);border-radius:14px;flex:none;place-items:center;font-size:1.05rem;font-weight:800;display:grid;position:relative;box-shadow:0 8px 18px -8px #c9992fb3}.about-spotlight__mark:after{content:"";background:var(--accent);border:2px solid #fff;border-radius:50%;width:12px;height:12px;position:absolute;top:-4px;right:-4px}.about-mini{border:1px solid var(--line);background:#fff;border-radius:14px;align-items:flex-start;gap:12px;padding:14px 16px;display:flex}.about-hero-card__label{color:#a9c1ca;letter-spacing:.11em;text-transform:uppercase;font-size:.66rem;font-weight:800}.about-hero-card blockquote{color:#fff;font-family:var(--sans);letter-spacing:-.025em;margin:30px 0 32px;font-size:clamp(1.45rem,2.3vw,2rem);font-weight:600;line-height:1.4}.about-hero-card__footer span{color:#b8cdd5;background:#ffffff09;border:1px solid #ffffff1a;border-radius:999px;align-items:center;gap:5px;padding:7px 9px;font-size:.64rem;display:inline-flex}.about-story-section{background:#fff}.about-story-copy .lead{color:#36505a;max-width:700px;font-family:var(--sans);margin:18px 0;font-size:1.08rem;line-height:1.65}.about-story-copy>p:not(.lead){color:#667d85;max-width:700px;font-size:.93rem;line-height:1.72}.about-approach-card{background:linear-gradient(155deg,#f8fbfc,#fff);border:1px solid #dfe9ed;border-radius:22px;padding:28px;overflow:hidden;box-shadow:0 24px 55px -38px #10354280}.about-approach-head{border-bottom:1px solid #e7eef0;align-items:center;gap:13px;padding-bottom:20px;display:flex}.about-approach-head>span{color:#fff;background:linear-gradient(145deg,#103542,#184a5c);border-radius:14px;flex:0 0 46px;place-items:center;width:46px;height:46px;display:grid}.about-approach-head h3{color:#103542;margin:1px 0 0;font-size:1rem}.about-approach-list>div{background:#fff;border:1px solid #e8eef0;border-radius:13px;align-items:flex-start;gap:11px;padding:12px;transition:transform .25s,border-color .25s;display:flex}.about-approach-list>div:hover{border-color:#aac8d3;transform:translate(3px)}.about-approach-list>div>span{color:#103542;background:#eef5f8;border-radius:9px;flex:0 0 32px;place-items:center;width:32px;height:32px;display:grid}.about-approach-list strong{color:#273e47;font-size:.78rem}.about-company-name{color:#fff;background:#103542;border-radius:13px;padding:14px 15px}.about-company-name small{color:#9cb4bd;text-transform:uppercase;letter-spacing:.08em;font-size:.62rem}.about-principles-section{background:#f5f9fa}.about-principle-card{background:#fff;border:1px solid #e1eaed;border-radius:20px;min-height:270px;padding:28px 26px 24px;transition:transform .3s,border-color .3s,box-shadow .3s;position:relative;overflow:hidden;box-shadow:0 16px 38px -31px #10354273}.about-principle-card:hover{border-color:#aac8d3;transform:translateY(-6px);box-shadow:0 25px 46px -30px #10354280}.about-principle-number{color:#ccdadf;font-family:var(--sans);letter-spacing:.1em;font-size:.7rem;font-weight:800;position:absolute;top:23px;right:24px}.about-principle-icon{color:#103542;background:#edf4f7;border-radius:15px;place-items:center;width:50px;height:50px;display:grid}.about-principle-card h3{color:#103542;margin:31px 0 9px;font-size:1.05rem}.about-principle-card p{color:#667d85;font-size:.83rem;line-height:1.62}.about-principle-line{background:#e8eef0;border-radius:3px;height:2px;position:absolute;inset:auto 26px 20px}.about-principle-line:after{content:"";border-radius:inherit;background:#537886;width:28%;height:100%;transition:width .35s;display:block}.about-journey-section{color:#c3d6dd;background:linear-gradient(135deg,#081e26,#103542 62%,#184a5c);position:relative;overflow:hidden}.about-journey-intro h2{color:#fff;max-width:720px;margin-top:17px}.about-journey-intro>p{color:#aac1ca;font-size:.9rem}.about-journey-step small{color:#7f9ba5;letter-spacing:.1em;text-transform:uppercase;font-size:.62rem;font-weight:800}.about-journey-step h3{color:#fff;margin:4px 0 7px;font-size:1rem}.about-journey-step p{color:#aac1ca;font-size:.76rem;line-height:1.55}.about-contact-section{background:#fff}.about-contact-card{color:#fff;background:radial-gradient(circle at 88% 5%,#e6c66f1f,#0000 30%),linear-gradient(135deg,#081e26,#103542 66%,#184a5c);border-radius:24px;justify-content:space-between;align-items:center;gap:38px;padding:42px 44px;display:flex;box-shadow:0 30px 65px -40px #081e26bf}.about-contact-card h2{color:#fff;margin:6px 0 5px;font-size:clamp(1.5rem,2.7vw,2.15rem)}.about-contact-card p{color:#aac1ca;font-size:.82rem}.policy-page-shell{background:#f3f6f7;padding:42px 20px 72px}.policy-document{background:#fff;border:1px solid #e8edef;width:min(100%,850px);margin:0 auto;box-shadow:0 10px 30px #0f232a0b}.policy-document-header h1{color:#203036;letter-spacing:-.035em;margin:0;font-size:clamp(2rem,4vw,2.35rem);line-height:1.15}.policy-document-meta{color:#687e86;margin:14px 0 0;font-size:.9rem}.policy-document-meta span{color:#96a8ae;margin:0 5px}.policy-document-notice{color:#45606a;background:#f8f6ef;border-left:4px solid #c9992f;border-radius:8px;margin-top:24px;padding:17px 18px;font-size:.88rem;line-height:1.55}.legal-prose section{border-bottom:1px solid #edf1f3;padding:28px 0 30px;scroll-margin-top:90px}.policy-section-icon{color:#103542;background:#eef5f8;border-radius:9px;flex:0 0 40px;place-items:center;width:40px;height:40px;display:grid}.legal-prose .policy-section-heading h2{color:#154253;letter-spacing:-.015em;margin:0;font-size:1.32rem}.policy-section-content p{color:#4f6770;font-size:.96rem;line-height:1.65}.policy-section-content h3{color:#263e47;font-size:1.02rem}.policy-officer-card strong,.policy-officer-card a{color:#154253;overflow-wrap:anywhere;font-size:.84rem}.nodal-officer-card{color:#fff;background:linear-gradient(135deg,#154253 0%,#1d596f 100%);border-radius:15px;margin:20px 0 24px;padding:26px 28px;position:relative;overflow:hidden;box-shadow:0 16px 30px -20px #0c313ebf}.nodal-officer-card__glow{background:#ffd3681f;border-radius:50%;width:150px;height:150px;position:absolute;top:-62px;right:-46px}.nodal-detail{color:#f6fbfd;align-items:center;gap:13px;width:fit-content;margin-top:13px;font-size:.92rem;display:flex;position:relative}.nodal-detail strong{color:#fff;font-size:.94rem}.nodal-detail small{color:#bad5df;margin-top:2px;font-size:.72rem}.rbi-complaint-card{background:#f8fafb;border:1px solid #dfe9ed;border-radius:11px;margin:20px 0 22px;padding:20px 22px}.policy-section-content .rbi-complaint-card h3{color:#154253;margin:0 0 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h2{font-family:var(--serif);letter-spacing:-.015em;color:var(--ink);text-wrap:balance;margin:18px 0 0;font-size:clamp(1.9rem,3.6vw,2.7rem);font-weight:600;line-height:1.15}.ab-jr-head p{color:var(--soft);margin:16px 0 0;font-size:1.08rem;line-height:1.65}.ab-jr-track{max-width:1080px;margin:0 auto;position:relative}.ab-jr-steps{grid-template-columns:repeat(4,minmax(0,1fr));gap:0 28px;margin:0;padding:0;list-style:none;display:grid;position:relative}.ab-jr-steps:before{content:"";border-top:2px dashed #0f4c6247;position:absolute;top:35px;left:12.5%;right:12.5%}.ab-jr-steps:after{content:"";background:linear-gradient(90deg, var(--hair), var(--c3));transform-origin:0;border-radius:4px;width:75%;height:4px;transition:transform 1.8s cubic-bezier(.4,.1,.2,1) .4s;position:absolute;top:34px;left:12.5%;transform:scaleX(0)}.ab-jr-track.in .ab-jr-steps:after{transform:scaleX(1)}.ab-jr-step{z-index:1;text-align:center;opacity:0;transition:opacity .7s,transform .7s 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